Beaver Dam, KY 42320 ZIP Code Profile


ZIP Code 42320: Basic Data & USPS Preferred City Name

Preferred Name, USPS
Beaver Dam, KY 42320

Not Acceptable, USPS
Cool Springs, KY 42320
Echols, KY 42320
Horton, KY 42320
Nineteen, KY 42320
Prentiss, KY 42320
Render, KY 42320
Schultztown, KY 42320
Taylor Mines, KY 42320

  • ZIP Code Type: STANDARD
  • County: Ohio County
  • Centroid: Latitude 37.332, Longitude -86.878
  • Time Zone: Central Time Zone (UTC -6 hours)
  • Observes DST: Yes

ZIP Code 42320 has segments in 2 Counties (Butler, Ohio).

  • Businesses Addresses: 235
  • PO Box Addresses: 199
  • Residential Addresses: 3,302
    • Multi-Family Addresses: 1
    • Single Family Addresses: 3,301

The ZIP Code maps and database are updated 4 times per year.
Database updated: July 1, 2020, Maps updated: May 1, 2020.


Beaver Dam, KY 42320 Data & Demographics (As of July 1, 2020)


Total Population 8,289 (100%)
Population in Households 8,209 (99.0%)
Population in Families 6,854 (82.7%)
Population in Group Quarters1 80 ( 1.0%)
Population Density 64
Diversity Index2 25


Median Household Income $45,945
Average Household Income $62,304
% of Income for Mortgage4 8%
Per Capita Income $23,718
Wealth Index5 60


Total HU (Housing Units) 3,518 (100%)
Owner Occupied HU 2,218 (63.0%)
Renter Occupied HU 936 (26.6%)
Vacant Housing Units 364 (10.3%)
Median Home Value $89,035
Average Home Value $156,402
Housing Affordability Index3 321


Total Households 3,154
Average Household Size 2.6
Family Households 2,238
Average Family Size 3
  1. Group Quarters - a place where people live or stay in a group living arrangement. Includes college residents halls, nursing facilities, military barracks, and correctional facilities.
  2. The Diversity Index is a scale of 0 to 100 that represents the likelihood that two persons, chosen at random from the same area, belong to different races or ethnic groups. If an area's entire population belongs to one race AND one ethnic group, then the area has zero diversity. An area's diversity index increases to 100 when the population is evenly divided into two or more race/ethnic groups.
  3. The Housing Affordability Index base is 100 and represents a balance point where a resident with a median household income can normally qualify to purchase a median price home. Values above 100 indicate increased affordability, while values below 100 indicate decreased affordability.
  4. The % of Income for Mortgage quantifies the percentage of median household income dedicated to mortgage payments on a home priced at the median value (assuming a 30-year mortgage and a 20% down payment).
  5. The Wealth Index is based on a number of indicators of affluence including average household income and average net worth, but it also includes the value of material possessions and resources. It represents the wealth of the area relative to the national level. Values above or below 100 represent above-average wealth or below-average wealth compared to the national level.


2010-2020 2020-2025
Population 0.29% 0.14%
Households 0.26% 0.15%
Families 0.12% 0.06%
Median Household Income   1.18%
Per Capita Income   1.58%
Owner Occupied HU   0.28%

Beaver Dam, KY 42320 - Peer Comparisons by Rank and Percentile

The table below compares 42320 to the other 752 ZIP Codes in Kentucky by rank and percentile using July 1, 2020 data. The location Ranked # 1 has the highest value. A location that ranks higher than 75% of its peers would be in the 75th percentile of the peer group.

Variable Description Rank Percentile
Total Population # 149 80th
Population Density # 356 53rd
Median Household Income # 266 65th
Housing Affordability Index # 646 86th
Per Capita Income # 269 64th
Diversity Index # 113 85th

Additional comparisons and rankings can be made with a VERY EASY TO USE Kentucky Census Data Comparison Tool.

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