Stearns, KY Profile: Facts & Data

The Stearns CDP⁽¹⁾ had a population of 1,314 as of July 1, 2024. Stearns ranks in the lower quartile for Population Density and Diversity Index when compared to the other cities, towns and Census Designated Places (CDPs) in Kentucky. See peer rankings below.

The primary coordinate point for Stearns is located at latitude 36.699 and longitude -84.4774 in McCreary County. The formal boundaries for the Stearns Census Designated Place encompass a land area of 4.02 sq. miles and a water area of 0.04 sq. miles. McCreary County is in the Eastern time zone (GMT -5).

The Stearns Census Designated Place has a U1 Census Class Code which indicates a census designated place with an official federally recognized name. It also has a Functional Status Code of "S" which identifies a statistical entity.

Kentucky is one of 20 states where Census County Divisions (CCDs) are used for statistical tracking of subdivisions within each county. The Stearns Census Designated Place is located within Stearns-Whitley City Division of McCreary County.

A Census Designated Place (CDP) is a statistical counterpart to a self-governing (incorporated) place such as a city, town, or village. A CDP is not a legal entity and has no governmental functions.

Stearns, KY Data & Demographics (As of July 1, 2024)

POPULATION
Total Population	1,314 (100%)
Population in Households	1,314 (100.0%)
Population in Families	870 (66.2%)
Population in Group Quarters¹	0
Population Density	327
Diversity Index²	8


INCOME
Median Household Income	$38,911
Average Household Income	$46,290
% of Income for Mortgage⁴	19%
Per Capita Income	$19,516
Wealth Index⁵	29
Socioeconomic Status Index⁶	Moderate (56.3)

HOUSING
Total HU (Housing Units)	628 (100%)
Owner Occupied HU	406 (64.6%)
Renter Occupied HU	148 (23.6%)
Vacant Housing Units	74 (11.8%)
Median Home Value	$115,823
Average Home Value	$137,500
Housing Affordability Index³	140

HOUSEHOLDS
Total Households	554
Average Household Size	2.37
Family Households	381
Average Family Size	2.00

NOTES

Group Quarters - a place where people live or stay in a group living arrangement. Includes college residents halls, nursing facilities, military barracks, and correctional facilities.
The Diversity Index is a scale of 0 to 100 that represents the likelihood that two persons, chosen at random from the same area, belong to different races or ethnic groups. If an area's entire population belongs to one race AND one ethnic group, then the area has zero diversity. An area's diversity index increases to 100 when the population is evenly divided into two or more race/ethnic groups.
The Housing Affordability Index base is 100 and represents a balance point where a resident with a median household income can normally qualify to purchase a median price home. Values above 100 indicate increased affordability, while values below 100 indicate decreased affordability.
The % of Income for Mortgage quantifies the percentage of median household income dedicated to mortgage payments on a home priced at the median value (assuming a 30-year mortgage and a 20% down payment).
The Wealth Index is based on a number of indicators of affluence including average household income and average net worth, but it also includes the value of material possessions and resources. It represents the wealth of the area relative to the national level. Values above or below 100 represent above-average wealth or below-average wealth compared to the national level.
The Socioeconomic Index ranges from zero (lowest relative status) to 100 (highest relative status). This measure quantifies disparities in social position of an area's inhabitants and is built from a broad range of demographic, housing, and socioeconomic inputs. More information on this measure can be found in Esri's SEI tutorial.

Stearns, KY - Peer Comparisons by Rank and Percentile

The table below compares Stearns to the other 555 incorporated cities, towns and CDPs in Kentucky by rank and percentile using July 1, 2024 data. The location Ranked # 1 has the highest value. A location that ranks higher than 75% of its peers would be in the 75th percentile of the peer group.

GROWTH RATE / YEAR	2020-2024	2024-2029
Population	-0.89%	-0.59%
Households	-0.91%	-0.55%
Families		-1.24%
Median Household Income		0.32%
Per Capita Income		2.02%
Owner Occupied HU		0.10%

Variable Description	Rank	Percentile
Total Population	# 211	62nd
Population Density	# 444	20th
Median Household Income	# 485	13th
Housing Affordability Index	# 342	62nd
Per Capita Income	# 525	6th
Diversity Index	# 521	6th

Stearns, KY Profile: Facts & Data

Stearns, Kentucky - Basic Facts

Stearns, KY Data & Demographics (As of July 1, 2024)

POPULATION

INCOME

HOUSING

HOUSEHOLDS

GROWTH RATE / YEAR

Stearns, KY - Peer Comparisons by Rank and Percentile

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