The Housing Affordability Index base is 100 and represents a balance point where a resident with a median household income can normally qualify to purchase a median price home. Values above 100 indicate increased affordability, while values below 100 indicate decreased affordability.
| ZIP Code | City | Housing Affordability Index | |
|---|---|---|---|
| 1. | 40202 | Louisville | 51 |
| 2. | 40507 | Lexington | 61 |
| 3. | 40203 | Louisville | 99 |
| 4. | 40502 | Lexington | 101 |
| 5. | 40508 | Lexington | 120 |
| 6. | 40206 | Louisville | 128 |
| 7. | 40204 | Louisville | 129 |
| 8. | 40504 | Lexington | 133 |
| 9. | 41729 | Combs | 137 |
| 10. | 41011 | Covington | 147 |
| 11. | 41080 | Petersburg | 147 |
| 12. | 40104 | Battletown | 150 |
| 13. | 40949 | Heidrick | 154 |
| 14. | 40207 | Louisville | 156 |
| 15. | 40361 | Paris | 156 |
| 16. | 42649 | Strunk | 158 |
| 17. | 40205 | Louisville | 159 |
| 18. | 40222 | Louisville | 159 |
| 19. | 41660 | Teaberry | 159 |
| 20. | 40218 | Louisville | 161 |
