The Housing Affordability Index base is 100 and represents a balance point where a resident with a median household income can normally qualify to purchase a median price home. Values above 100 indicate increased affordability, while values below 100 indicate decreased affordability.
| ZIP Code | City | Housing Affordability Index | |
|---|---|---|---|
| 1. | 40507 | Lexington | 22 |
| 2. | 40202 | Louisville | 26 |
| 3. | 40508 | Lexington | 41 |
| 4. | 42157 | Mount Hermon | 53 |
| 5. | 41845 | Premium | 54 |
| 6. | 40502 | Lexington | 56 |
| 7. | 40997 | Walker | 57 |
| 8. | 41632 | Gunlock | 59 |
| 9. | 40203 | Louisville | 60 |
| 10. | 40208 | Louisville | 61 |
| 11. | 40206 | Louisville | 63 |
| 12. | 41721 | Buckhorn | 63 |
| 13. | 41265 | Van Lear | 64 |
| 14. | 40516 | Lexington | 64 |
| 15. | 40204 | Louisville | 65 |
| 16. | 41421 | Elkfork | 65 |
| 17. | 42788 | White Mills | 65 |
| 18. | 41535 | Huddy | 67 |
| 19. | 41234 | Meally | 67 |
| 20. | 40504 | Lexington | 67 |