The Housing Affordability Index base is 100 and represents a balance point where a resident with a median household income can normally qualify to purchase a median price home. Values above 100 indicate increased affordability, while values below 100 indicate decreased affordability.
| Name | County | Housing Affordability Index | |
|---|---|---|---|
| 1. | McRoberts Census Designated Place | Letcher | 346 |
| 2. | Pathfork Census Designated Place | Harlan | 274 |
| 3. | Maytown Census Designated Place | Floyd | 264 |
| 4. | Hazel Green Census Designated Place | Wolfe | 264 |
| 5. | Combs Census Designated Place | Perry | 257 |
| 6. | City of Smithland | Livingston | 256 |
| 7. | City of Fleming-Neon | Letcher | 252 |
| 8. | Elizaville Census Designated Place | Fleming | 251 |
| 9. | City of Wayland | Floyd | 249 |
| 10. | City of Muldraugh | Meade | 246 |
| 11. | Breckinridge Center Census Designated Place | Union | 245 |
| 12. | City of Providence | Webster | 239 |
| 13. | City of Uniontown | Union | 234 |
| 14. | Diablock Census Designated Place | Perry | 234 |
| 15. | Pleasant View Census Designated Place | Whitley | 233 |
| 16. | Auxier Census Designated Place | Floyd | 223 |
| 17. | City of Benham | Harlan | 217 |
| 18. | Oneida Census Designated Place | Clay | 216 |
| 19. | North Corbin Census Designated Place | Laurel | 215 |
| 20. | Westwood Census Designated Place | Boyd | 215 |