The Housing Affordability Index base is 100 and represents a balance point where a resident with a median household income can normally qualify to purchase a median price home. Values above 100 indicate increased affordability, while values below 100 indicate decreased affordability.
| County | Housing Affordability Index | |
|---|---|---|
| 1. | Fayette County | 79 |
| 2. | Cumberland County | 84 |
| 3. | Warren County | 84 |
| 4. | Jefferson County | 87 |
| 5. | Knox County | 89 |
| 6. | Simpson County | 89 |
| 7. | Hardin County | 93 |
| 8. | Grayson County | 94 |
| 9. | Bourbon County | 94 |
| 10. | Madison County | 94 |
| 11. | Calloway County | 95 |
| 12. | Casey County | 95 |
| 13. | Robertson County | 97 |
| 14. | Trigg County | 97 |
| 15. | Woodford County | 98 |
| 16. | Rowan County | 98 |
| 17. | Bullitt County | 98 |
| 18. | Christian County | 99 |
| 19. | Magoffin County | 99 |
| 20. | Shelby County | 99 |